Tami O'Callaghan & Pat Evans
Mortgage Consultants
Tami-250.809.8099 Pat-250.486.3693

Tami O'Callaghan
Pat Evans

Mortgage Specialists

105-483 Main Street, Penticton,
V2A 5C4
Tami :250.809.8099
Pat:250.486.3693
Fax: 250.492.0425
tocallaghan@shaw.ca
pat.evans@shaw.ca


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Services Provided

Securing a mortgage can often be overwhelming and confusing. A Complete mortgage consultant simplifies the process of mortgage financing and brings peace of mind. We build long term relationships with our clients and assist them through every stage of their lives to help them meet their goals and dreams.

Purchasing a home

Depending on your situation and experience, your needs as a mortgage consumer will differ. However one thing remains constant, as either a first-time homebuyer or a repeat buyer you need the guidance of a professional to get you the best product and rate to suit your needs. First time buyers - Obtaining mortgage advice and information is critical, especially in today’s financial market. Receiving timely and accurate mortgage advice and the right products to select from, can make the excitement of your first purchase less stressful. It will allow you to enjoy each step of your first home purchase as this is your family home and lifetime investment. Repeat Buyers – You need to know that your options are extensive. With a changing mortgage marketplace, you need to be kept up to date so that you can make a decision that is tailored to your current situation with the flexibility that you require.

Refinancing

Refinancing is a strategic financial decision that requires the assistance of a mortgage specialist to ensure you obtain the Complete package that is tailored for your unique situation. Refinancing can be used for a number of reasons and it is critical to have the correct structure to ensure you maximize the benefits. Refinancing options can be used for the following:

  • Lower your monthly payment
  • Consolidate debt
  • Renovation
  • Purchasing rental or recreational property
  • Investment

Renewals

When Renewing Your Mortgage, it is likely that the current lending institution you do business with will offer you a rate that is not the best one available in the marketplace. You are in a strong bargaining position, and by using Verico Complete Mortgage Services you can obtain a rate and product that suits you and your situation. Too many individuals do not take advantage of their position and a mortgage broker’s services at this critical time of homeownership. This is the time when your equity grows substantially, from decreasing your principal loan balance combined with appreciating home values. Over 70% of mortgage holders just sign their current lender’s renewal form and the usual result is a higher rate and product that no longer fits best with their financial situation and goals. There are so many choices in today’s market: let us find you the best solution for your needs.

Let us help find you the Complete mortgage solution and help you every step of the way in the process.

 

 

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23135 Billy Brown Road. Langley, BC. V1M 4G1 - Phone: 604.636.4303 Toll-Free: 1.866.794.1843
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